Terms and Conditions

Effective Date: [Insert Date]
Website: [www.univavisas.com]
Company: UNIVA – Visa, Insurance, Flight Booking & Forex Services

By accessing or using the UNIVA website and services, you agree to be bound by these Terms and Conditions. Please read them carefully.

UNIVA offers services including but not limited to:

• Visa application and consultation
   
• Travel insurance assistance
   
• Flight bookings and ticketing
   
• Forex exchange support
   

All services are subject to availability, eligibility, and the policies of third-party providers, embassies, or consulates.

By using our website or services, you agree to:

• Provide accurate and truthful information
   
• Not use the website for unlawful or harmful activities
   
• Respect our intellectual property rights
   
• Comply with all local and international laws
   

• Service fees must be paid in full before processing begins.
   
• All payments are final unless otherwise stated in a written refund policy.
   
• Prices may vary depending on exchange rates and government charges.
   

• Visa service fees are non-refundable once processing has started.
   
• Flight and insurance bookings are subject to airline and provider policies.
   
• Forex transactions cannot be reversed once confirmed.
   

All content on the UNIVA website—logos, text, images, graphics, and design—is owned by or licensed to UNIVA. You may not reproduce or reuse any material without prior written permission.

UNIVA is not liable for:

• Delays or rejections from embassies or government authorities
   
• Changes in visa rules, policies, or travel restrictions
   
• Loss or damage due to third-party service providers (e.g., airlines, insurance companies)
   

We do not guarantee the issuance of any visa or travel document.

Your data is protected under our Privacy Policy. By using our services, you consent to the collection and use of your personal information as outlined in that policy.

Our website may contain links to external websites. UNIVA is not responsible for the content, privacy, or operations of third-party websites.

UNIVA reserves the right to update or modify these Terms and Conditions at any time. Continued use of the website constitutes acceptance of any changes.

These Terms are governed by and construed under the laws of [Your Country or State], without regard to conflict of law principles.

For questions about these terms, please contact:
📧 Email: [support@univavisas.com]
📞 Phone: [+91-9220-303-701]
🌐 Website: [www.univa.com/contact]